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WINTER-JANUARY 2023 NEWSLETTER

CREDIT UNION CONNECTION

NEWSLETTER OF NATIONAL EMPLOYEES FEDERAL CREDIT UNION

WINTER 2023

“WHERE PEOPLE ARE WORTH MORE THAN MONEY”

 

“HAPPY NEW YEAR 2023!”

 

BILL CONSOLIDATION PROMOTION 

You may be relieved that all the decorating, baking, and shopping are over and now you realized that you spent more than you planned for Christmas and charged what you couldn’t afford. Most likely, you will likely be paying for those purchases long into the New Year. Let the credit union take care of your post-holiday expenses with a bill consolidation loan. We are offering a special bill consolidation loan from January 17, 2023, through March 31, 2023.  With approved credit, you can borrow up to $15,000.00 @ 8% for 60 months.  The credit union will need an updated loan application, income verification and documentation of the bills you want to consolidate.  (If approved, the credit union will control the funds to all creditors.)

SAVE MORE IN THE NEW YEAR!

The start of a new year is a great opportunity to set fresh goals in every aspect of your life, including your finances.  In the same way as you can take steps to be more physically fit, why not begin 2023 with the goal of improving your well-being?  We offer several options to help you develop a healthy savings habit.  Savings Accounts: Earn more interest on your credit union savings account than most bank certificates of deposit.  Payroll Deduction: You can have money taken out of your paycheck and put into your savings account.  We will need you to sign a payroll deduction form which you can do in the office or by mail.  Direct Deposit: If your company does not offer payroll deduction, we can debit your checking account at your bank and have the money put into your credit union savings account.  It’s smart to start the year with a good financial foundation and we want to help.  Just give us a call!

 

ANDROID & I PHONE MOBILE APPS ARE NOW AVAILABLE FOR CREDIT UNION MEMBERS!

Not sure how much you have in your checking or savings account?  How much do you still owe on your loans?  Download the new easily accessible mobile app for your Android or I Phone. Just go to your app store on your phone and download the “National Employees Federal CU” mobile app and you can have instant access to all your accounts at the credit union. Transfer money to and from accounts, as well as making loan payments instantly.  For more information or questions, please contact the credit union.

 

DEPOSIT YOUR TAX REFUND HERE!!!

Don’t wait around for a paper check to arrive!  Have your tax refund deposited directly into your credit union account.  When you’re preparing your return, simply enter the credit union’s routing number (251583567) and your account number in the refund section.  Direct deposit is safe and free to use.  If you have any questions, feel free to give us a call.

DRIVE YOUR CAR FOR LESS MONEY!

Already have an auto loan with another lender?  If you didn’t finance your vehicle at the credit union, now’s your chance!  With approved credit, we can match or beat your current interest rate.  Your auto loan must be current, and your credit union accounts must be in good standing to receive this special rate. (This offer does not apply to refinances of existing credit union auto loans.)  Once you are approved, we will take care of transferring the loan for you.  Payments can be made by payroll deduction or automatic payment from your bank account.  Contact us today and see how you could drive the same car for less by refinancing it with the credit union.  Just think of what you could do with the extra money in your pocket each month. (Rates as low as 2.99%, with approved credit)

 

KID’S VALENTINE’S DAY SPECIAL

During the month of February, any child 12 and under, who opens a new or makes a $25 deposit into his or her share account, the Credit Union will match the deposit amount up to $25.

 

MORTGAGE LOANS

The Credit Union now offers mortgage loans!  The Credit Union’s fees and charges are lower than most banks, so come on in and check out our rates!  For more information, call the office and ask to speak with one of our loan officers.

 

OPEN A CHRISTMAS OR VACATION CLUB ACCOUNT

Start saving for next Christmas or that dream vacation by opening an account today.  There are no monthly fees and no minimum balance required.

(Christmas & Vacation Clubs now earn quarterly dividends.)

VIEW YOUR STATEMENT ONLINE

Going paperless is a great way to reduce clutter and get organized, since both your old and new statements are now available to view online through our credit union website.  Keeping up with your finances takes only a few mouse clicks, and since the process requires no printing or mailing, it is an environmentally friendly choice.  To view your quarterly statements online, you must have your account activated if it is not already.  Call or stop by the office today and take advantage of this easy opportunity.

CONGRATULATIONS TO OUR WINNERS!

The Credit Union would like to congratulate the following members:

Thanksgiving Special Winners: Charles Ashworth & Jason Counts.

Christmas Special Winners: Gary Brewster & Savannah Fain

 

HOLIDAY CLOSINGS

Martin Luther King, Jr. Day…. Monday, January 16, 2023

 

President’s Day…. Monday, February 20, 2023