SUMMER/FALL 2023

CREDIT UNION CONNECTION

NEWSLETTER OF NATIONAL EMPLOYEES FEDERAL CREDIT UNION

SUMMER/FALL 2023

“WHERE PEOPLE ARE WORTH MORE THAN MONEY”

 

 

BILL CONSOLIDATION PROMOTION

Is your credit card debt too much to handle?  Has vacation put you in a financial mess? Spent too much money online?  If you’ve spent more than you planned and those debts are piling up, you could be paying on those bills for years to come.  Let the credit union take care of those bills with a bill consolidation loan.  We are offering a special bill consolidation loan from July 10, 2023 through September 29, 2023.  With approved credit, you can borrow up to $20,000 @ 8% for 60 months.  The credit union will need an updated loan application, income verification and documentation of the bills you would like to consolidate.  (If approved, the credit union will control the funds to all creditors.) (All loans are subject to credit approval.)

 

 

BACK TO SCHOOL LOAN SPECIAL

Before you know it, summer will be over and it will be time to take your kids back to school shopping.  They’ll need new clothes, school supplies, and many other things.  However, there are times when you just may not have enough money for all that shopping.  Let the credit union rescue you from the headache and hassle of school shopping and start the new school year off right with some extra cash.  We are offering a back to school loan special from July 17, 2023 through September 15, 2023.  With approved credit, you can borrow up to $2,500 @ 8% for 18 months.  Call or stop by the credit union for more details. (All loans are subject to credit approval.)

 

 

VACATION LOAN SPECIAL-EXTENDED

If you haven’t had a vacation in a while, let the credit union help you out! With the cost of everyday living expenses, you may find yourself a little stretched on cash right now.  From July 5, 2023, through August 31, 2023, the credit union is offering vacation loans for $5,000 @ 7% for 60 months. (All loans are subject to credit approval) Keep in mind that the credit union offers vacation club accounts that will help you save for next year.  There is no minimum balance required and you can have money deposited into your account by payroll deduction, direct deposit, or by making a cash deposit in the office. This is also a great way to save and take the vacation you deserve.

 

 

AUGUST KID’S ACCOUNT SPECIAL

It’s never too early to start saving money.  During the month of August, any child under 12 years old, who makes a deposit of at least $20 into his or her share account, the credit union will put in $20 to help them get started saving.  Opening a kid’s account is the easiest way to teach kids how to save and manage money.  It is important for children of all ages to learn the fundamentals of financial management.  Stop by the credit union today to open a kid’s account for a child you know.

 

CREDIT UNION VOLUNTEERS

Would you like to become a credit union volunteer?  The credit union is need of volunteers for our Supervisory Committee.  Please contact the credit union for more details.

 

 

 

AUTO/RECREATIONAL VEHICLE LOANS

Finance your vehicle with the credit union. The credit union is offering low rates on new vehicle loans. Already have an auto loan with another lender?  If you didn’t finance your vehicle at the credit union, now’s your chance! Your auto loan must be current and your credit union accounts must be in good standing to receive this special rate. (This offer does not apply to refinances of existing credit union auto loans.) Contact us today to see how you could drive the same car for less by refinancing it with the credit union.

 

Recreational Vehicle Loans—Finance your ATV, Side by Side, Boat or Camper with the Credit Union.  The Credit Union is offering new low rates on  RV loans.

(All loans are subject to credit approval.  All rates are subject to change without notice.)

 

 

 

INVEST WITH THE CREDIT UNION

Want better interest rates on your money?  Then invest your money with the credit union!  The credit union has better savings and certificate of deposit rates than most banks.  Contact the credit union for more information.

 

 

DO YOU HAVE CREDIT? THEN USE IT RIGHT!

• Charge small amounts on credit cards, but never more than you can payoff each month.
• Once you’ve been approved for one credit card or loan, don’t rush out and apply for several more. Applying for too much credit will hurt, rather than help your score.
• Pay your bills on time, all the time. This includes utilities as well as credit card bills and loans.  Late payments on any of these accounts can end up on your credit report, hurting your score.
• Don’t max out your credit cards. In fact, don’t even come close.  Lenders will worry that you’re becoming overextended and won’t be able to pay your bills if you charge too much.

 

HOLIDAY CLOSINGS

 

Independence Day—Tuesday, July 4, 2023

Labor Day—Monday, September 4, 2023