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Rates

TIERED RATES FOR SHARE ACCOUNTS

Share Balance                                Rate

$25.00 – $25,000.00                     0.10%

$25,000.01 – $49,999.00              0.25%

$55,000.00 – $100,000.00            0.35%

$100,000.01 – MAX                       0.50%

CERTIFICATE OF DEPOSITS

12 Month CD @ 0.75%

*Minimum Deposit of $2,000.00

LOAN ACCOUNTS

NEW VEHICLES              APR*

36 Months                     2.99% – 8.95%

48 Months                     3.50% – 10.50%

60 Months                     3.99% – 11.50%

72 Months                     4.50% – 12.50%

84 Months                     2.99% With Approved Credit or Matched Rate

96 Months                     3.99% With Approved Credit or Matched Rate ($50,000 & Above) (725 Credit Score & Above)

108 Months                   3.99% With Approved Credit or Matched Rate ($50,000 & Above) (725 Credit Score & Above)

**(1.99% With Approved Credit or Matched Rate, Up to 84 Months)


USED VEHICLES             APR*

36 Months                     4.25% – 10.45%

48 Months                     4.50% – 11.45%

60 Months                     4.95% – 12.45%


NEW ATVs, BOATS, CAMPERS, RV’S, ETC.        APR*

36 Months                                                                            2.99% – 9.25%

48 Months                                                                            3.50% – 9.50%

60 Months                                                                            3.99% – 10.45%

72 Months                                                                             4.99% – 11.45%

84 Months                                                                             2.99% With Approved Credit or Matched Rate (725 Score & Above)


USED ATVs, BOATS, CAMPERS, RV’S, ETC.        APR*

36 Months                                                                              4.95% – 10.45%

48 Months                                                                              5.95% – 11.45%

60 Months                                                                              6.95% – 12.45%


SIGNATURE LOANS                                  APR*

24 Months                                             7.95%- 15.99%

36 Months                                             8.50% – 17.00%

48 Months                                             9.25%-18.00%

**(Signature Loans Can Go Up To $10,000) (With Approved Credit)


HOME IMPROVEMENT                               APR*

24 Months                                             7.50% – 9.75%

36 Months                                             7.95% – 10.25%

48 Months                                             8.50% – 10.75%

60 Months                                             8.75% – 11.75%

**(Home Improvement Loans Can Go Up To $20,000) (With Approved Credit)


MORTGAGE LOANS

*Contact credit union for rates

SHARE SECURED

*Contact credit union for a quote


*All loans are subject to credit approval. All rates are subject to change without notice. Contact the credit union for details.

FEES AND DISCLOSURES

DEPOSIT ACCOUNT FEES

Share Draft NSF Per Item                                 $30.00

Share Draft Stop Payment                                $20.00

Debit Card Replacement (lost or broken)      $5.00

Share Draft Account Reconciliation               $10.00 per hour

Copy of Share Draft                                           $5.00

Printed Account/Statement                             $5.00

Photocopy of Draft                                             $5.00

Statement Copy                                                   $5.00

Account Research                                              $10.00 per hour

Deposited Item Return                                      $8.00

Box of Checks ( Minimum order                     $24.89

based on style)

MISCELLANEOUS FEES

ACH Overdraft per Item                            $30.00

ACH Stop Payment                                     $20.00

Wire Transfer                                              $20.00

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