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WINTER 2020 NEWSLETTER

CREDIT UNION CONNECTION

NEWSLETTER OF NATIONAL EMPLOYEES FEDERAL CREDIT UNION

WINTER 2020

“WHERE PEOPLE ARE WORTH MORE THAN MONEY”

 

BILL CONSOLIDATION PROMOTION

You may be relieved that all the decorating, baking and shopping are over, but if you spent more than you planned for Christmas and charged what you couldn’t afford, you will likely be paying for those purchases long into the New Year. Let the credit union take care of your post-holiday expenses with a bill consolidation loan. We are offering a special bill consolidation loan from January 13, 2020 through March 31, 2020. With approved credit, you can borrow up to $15,000.00 @ 7% for 60 months. The credit union will need an updated loan application, income verification and documentation of the bills you want to consolidate. (If approved, the credit union will control the funds to all creditors.)

 

DRIVE YOUR CAR FOR LESS MONEY!

Already have an auto loan with another lender? If you didn’t finance your vehicle at the credit union, now’s your chance!  With approved credit, we can match or beat your current interest rate.  Your auto loan must be current and your credit union accounts must be in good standing to receive this special rate. (This offer does not apply to refinances of existing credit union auto loans.)  Once you are approved, we will take care of transferring the loan for you.  Payments can be made by payroll deduction or automatic payment from your bank account.  Contact us today and see how you could drive the same car for less by refinancing it with the credit union.  Just think of what you could do with the extra money in your pocket each month.

 

OPEN A CHRISTMAS OR VACATION CLUB ACCOUNT

Start saving for next Christmas or that dream vacation by opening an account today. There are no monthly fees and no minimum balance required.

(Christmas & Vacation Clubs now earn quarterly dividends.)

 

KID’S VALENTINE’S DAY SPECIAL

During the month of February, any child under the age of 12, who makes a deposit into his or her share account will receive a special Valentine’s Day gift.

 

CHECK CASHING GUIDELINES

Effective immediately!! We can no longer cash personal checks if there are not sufficient funds in the account to cover the amount of the check: however, we can deposit the check and place a hold on the item until it clears the bank.  If the check is drawn on a local bank, you may also take it to the appropriate location to get it cashed.  The amount of time for the hold will be determined by the location of the bank on which the check is drawn.  Payroll checks can be cashed as long as it is not postdated.  We cannot cash postdated checks.

 

MORTGAGE LOANS

The Credit Union now offers mortgage loans! The Credit Union’s fees and charges are lower than most banks, so come on in and check out our rates!  For more information, call the office and ask to speak with one of our loan officers.

 

DEPOSIT YOUR TAX REFUND HERE!!!

Don’t wait around for a paper check to arrive! Have your tax refund deposited directly into your credit union account.  When you’re preparing your return, simply enter the credit union’s routing number (251583567) and your account number in the refund section.  Direct deposit is safe and free to use.  If you have any questions, feel free to give us a call.

 

VIEW YOUR STATEMENT ONLINE

Going paperless is a great way to reduce clutter and get organized, since both your old and new statements are now available to view online through our credit union website. Keeping up with your finances takes only a few mouse clicks, and since the process requires no printing or mailing, it is an environmentally friendly choice. To view your quarterly statements online, you must have your account activated if it is not already.  Call or stop by the office today and take advantage of this easy opportunity.

 

HOLIDAY CLOSINGS

 

Martin Luther King, Jr. Day…..Monday, January 20th

 

President’s Day…..Monday, February 17th

 

 

CREDIT CARD

Credit Union members can apply for a credit card through mycucard.com or come by the credit union and pick up a credit card application.

 

We have a variety of borrowing options to satisfy any need. Give the Credit Union a call today and get started on a Happy New Year!