P.O. Box 1755
Bluefield, WV 24701
(304) 325-9753
[+] GET DIRECTIONS

Rates

TIERED RATES FOR SHARE ACCOUNTS

Share Balance                                Rate

$25.00 – $25,000.00                     0.25%

$25,000.01 – $55,000.00              0.40%

$55,000.01 – $150,000.00            0.75%

$150,000.01 – MAX                      1.00%

LOAN ACCOUNTS

NEW VEHICLES              APR*

36 Months                     2.99% – 8.95%

48 Months                     3.50% – 10.50%

60 Months                     3.99% – 11.50%

72 Months                     4.50% – 12.50%


USED VEHICLES             APR*

36 Months                     4.25% – 10.45%

48 Months                     4.50% – 11.45%

60 Months                     4.95% – 12.45%


NEW BOATS, CAMPERS, RV’S, ETC.        APR*

36 Months                                           4.99% – 9.25%

48 Months                                           5.99% – 9.50%

60 Months                                           6.99% – 10.45%

72 Months                                           7.50% – 11.45%


USED BOATS, CAMPERS, RV’S, ETC.        APR*

36 Months                                            7.00% – 10.45%

48 Months                                            7.25% – 11.45%

60 Months                                            7.45% – 12.45%


SIGNATURE LOANS                                  APR*

24 Months                                             8.95%- 15.99%

36 Months                                             8.95% – 17.00%

48 Months                                             9.95%-18.00%


HOME IMPROVEMENT                               APR*

24 Months                                             7.50% – 9.75%

36 Months                                             7.95% – 10.25%

48 Months                                             8.50% – 10.75%

60 Months                                             8.75% – 11.75%


SHARE SECURED

*Contact credit union for a quote


*All loans are subject to credit approval.  All rates are subject to change without notice.  Contact the credit union for details.

 


FEES AND DISCLOSURES

DEPOSIT ACCOUNT FEES

Share Draft NSF Per Item                               $30.00

Share Draft Stop Payment                              $20.00

Debit Card Replacement (lost or broken)       $5.00

Share Draft Account Reconciliation               $10.00 per hour

Copy of Share Draft                                       $5.00

Printed Account/Statement                             $5.00

Photocopy of Draft                                         $5.00

Statement Copy                                             $5.00

Account Research                                         $10.00 per hour

Deposited Item Return                                   $8.00

Box of Checks ( Minimum order                    $24.89

based on style)

 

MISCELLANEOUS FEES

ACH Overdraft per Item                            $30.00

ACH Stop Payment                                   $20.00

Wire Transfer                                           $20.00

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